Тейлөө шарттары

Draft for legal review. This is a working example and has not been approved. Items in [brackets] need confirming.

Last updated: [date]

1. Who we are

These Terms govern your use of the website and over-the-counter services of LLC Coinbit (ОсОО «КоинБит»), a company registered in the Kyrgyz Republic at [registered address], registration number [number] ("Coinbit", "we"). We operate as a virtual asset exchange operator under the Law of the Kyrgyz Republic "On Virtual Assets", licence No. [number], issued by [regulator].

2. Eligibility

You may use our services only if you:

• are at least 18 years old and have full legal capacity, or are a duly formed legal entity acting through an authorised representative;
• complete our identification and verification process;
• are not subject to sanctions, and are not located in or a resident of a jurisdiction where we do not offer services: [list of restricted jurisdictions].

3. Our services

We buy virtual assets from and sell virtual assets to clients, acting on our own behalf, against US dollars. We do not provide investment, tax or legal advice, and we do not hold client assets in custody beyond what is needed to settle an agreed trade.

4. Quotes and orders

• Prices shown on the website are indicative until you hold a quote.
• A quote is valid only for the period displayed. If you confirm within that period, the quoted rate applies, subject to the rest of this section.
• Orders placed outside working hours, or above the listed limit for an asset, are indicative until the desk confirms them in writing.
• A trade becomes binding only when the desk confirms it and your identification is complete.
• We may decline an order, including where compliance checks are incomplete or unsatisfactory, or where a quote was affected by a manifest error.

5. Commission and settlement

Our commission is included in the quoted rate and depends on the settlement method. Settlement takes place by bank transfer or in cash at our office, in US dollars. You bear any fees charged by your bank and any blockchain network fees for transfers you send.

6. Your obligations

• Give accurate and complete information, and keep it up to date.
• Use only funds and virtual assets that you lawfully own and that do not derive from crime.
• Check wallet addresses carefully. Blockchain transfers are irreversible, and we are not liable for assets sent to an address you supplied in error.

7. Compliance

We identify and verify clients, screen transactions and report to the competent authorities as required by law. We may delay, suspend or refuse a transaction for these purposes and may be prohibited from telling you why. See our AML & KYC Policy.

8. Risk

Virtual assets are volatile and carry significant risk. Please read our Risk Disclosure.

9. Liability

To the extent permitted by law, we are not liable for indirect or consequential losses, or for losses caused by events beyond our reasonable control. Our total liability for a trade is limited to [the value of the commission on that trade / other cap]. Nothing here limits liability that cannot be limited under the law of the Kyrgyz Republic.

10. Changes and termination

We may update these Terms by publishing a new version here. Either party may end the relationship at any time, without affecting trades already confirmed or our record-keeping duties.

11. Governing law and disputes

These Terms are governed by the law of the Kyrgyz Republic. Disputes will be resolved by [the courts of Bishkek / arbitration institution].

12. Contact

LLC Coinbit, [registered address], desk@coinbit.kg.